Welcome to Tracendia Trust. These Terms of Service govern your access to and use of all products, services, and digital platforms provided by Tracendia Trust. By using our website, mobile application, or any of our services, you agree to these terms in full.
If you do not agree with any part of these Terms, please do not use our services.
To use our services, you must:
Be at least 18 years old
Have legal capacity to enter into a binding agreement
Provide accurate and complete KYC information
Comply with all applicable laws and regulations
We may restrict or deny access to any user who does not meet these conditions.
When creating an account with Tracendia Trust:
You agree to provide true and up-to-date information
You are responsible for maintaining the confidentiality of your login credentials
You agree to notify us immediately if you suspect unauthorized access or use of your account
You may not share your account with anyone or use another person’s account without permission
We are not liable for losses arising from your failure to secure your account.
Tracendia Trust offers a variety of banking and financial services, including:
Personal and business banking
Savings and checking accounts
Loan applications and disbursement
Digital transfers and payments
Online and mobile banking features
Service availability may vary based on your location, eligibility, and regulatory approval.
You agree not to:
Use our services for illegal activities, including fraud, money laundering, or terrorist financing
Interfere with the operation of our website or app
Attempt to gain unauthorized access to our systems
Post or transmit harmful or offensive content through our platforms
Misuse our services to exploit or harm others
Violations may result in suspension, termination, or legal action.
Tracendia Trust may charge fees for certain services. All applicable fees will be:
Clearly communicated before you use a service
Deducted directly from your account where applicable
Subject to change with prior notice
A current list of fees can be found in your account dashboard or by contacting our support team.
If you apply for a loan through Tracendia Trust:
You must provide accurate financial and personal information
You agree to the terms and conditions specific to that loan
You are responsible for timely repayment based on the agreed schedule
Late payments may incur penalties and impact your credit rating
We reserve the right to take recovery action in accordance with applicable laws.
We protect your data in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your data as described in that policy.
We do not sell or share your personal information without consent, except as required by law or to deliver our services securely.
All content, branding, logos, software, and platform features are the property of Tracendia Trust or its licensors. You may not copy, reproduce, or redistribute our materials without written permission.
Using our services does not grant you ownership or rights to any part of our intellectual property.
We may suspend or terminate your account if:
You violate these Terms or any applicable law
You provide false or incomplete information
Your activity poses a security or reputational risk to Tracendia Trust
Required KYC or compliance documents are not submitted or verified
You may close your account at any time by contacting our support team. Outstanding obligations will remain enforceable.
To the maximum extent permitted by law:
Tracendia Trust is not liable for indirect, incidental, or consequential damages
We do not guarantee that our services will be uninterrupted, error-free, or immune from cyber threats
You use our platform at your own risk
We will not be responsible for delays or failures caused by circumstances beyond our control.
You agree to indemnify and hold harmless Tracendia Trust, its officers, employees, and affiliates from any claims, losses, or expenses arising out of:
Your use of our services
Your violation of these Terms
Your violation of applicable laws or third-party rights
Tracendia Trust may revise these Terms at any time. Updated Terms will be posted on our website with a new effective date. Continued use of our services after changes are made means you accept the new Terms.
These Terms are governed by the laws of the United States and the state in which Tracendia Trust is headquartered. Any disputes will be resolved through negotiation, and if necessary, through binding arbitration in accordance with applicable rules.
For questions, concerns, or notices under these Terms, contact us at info@tracendiatrust.com